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On a Stunningly Sunny Summer September Day, back in 1994, We Proudly Built from the Ground up, and then Purchased Our New Home through the Newberry Chapter of Habitat for Humanity.

You know, the Corporation that was Founded on the conviction that Every Man, Woman & Child Should Have a Decent and Safe Place to Live. Our New Home, Naturally and Appropriately, needed Home-Owners Insurance. We Wanted "The Best Financial Protection" for Our New Home that Money could Buy, since we Purchased the Finest Faucets made. The Newberry Chapter of Habitat for Humanity told us that We HAD to Use Allstate Insurance Corporation - The Good-Hands People. We had No Other Options.

We Wanted Security - Safety, Safekeeping, Defense, Financial Protection, Precautions, Confidence, Well-Being, Reassurance, Guarantee, Surety, Indemnity and "Insurance".

The Antonym to Security is "Danger & Insecurity".

Habitat for Humanity even Quoted Allstate Insurance... "Your New Home is your Biggest Investment. You will Get the "Security" you Deserve with Allstate Homeowners Insurance. This Coverage Financially Protects your New Home, your Property and even your Guests".

We Proudly, yet Acquiescently Purchased and Paid the Premiums for almost 15 Years at approximately $1000 Dollars a Year. That is $15,000 Dollars we have Given for Financial Protection to AllState Insurance Corporation to Financially Insure Our Utmost Investment. We wanted the Assuredness and Security we Deserve as well as the Complete Coverage and Financial Protection that Our Allstate Insurance Corporations Agent Told Us Our Home Needed, Against any Unforeseen or Undesirable Event.

It doesnโ€™t take Albert Einstein to know that Insurance means.....The Financial Protection against Loss or Harm. It is when a Corporation or Mobster is Given Money in an Arrangement that Gives the Customer Financial Protection for his Prime and Greatest Investment. It is a provision that gives Financial Protection against an Unforeseen or Undesirable Event. That was the Purpose of me & my Family handing over $15,000 to Allstate Insurance.... For "Financial Protection"!

The $15,000 Damaging Leak from our MOEN Faucet was Hidden inside the Wall, Unforeseen & Undesirable. The Defective MOEN Faucet only Leaked when the Shower was in use. We could have went to Iraq or Afghanistan for 10 Years to Fight Phony Terroristโ€™s and the UNFORESEEN Leak from the MOEN Faucet wouldnโ€™t have Leaked One Unforeseen, Unanticipated, Unpredicted or Undesirable Damaging Drop.

MOEN & All Insurance Corporations, have a Corporate Responsibility, a Corporate and Social Obligation.

Fraud is the Crime of Cheating somebody. It is the Crime of obtaining Money by Deliberate Deception. My Home, my Biggest Investment was Financially Insured for over a Decade for "Financial Protection" through Allstate Insurance Corporation to "Financially Protect" my Home from an Unpredictable, Unforeseen or Undesirable Event... Like a Leaky Faucet.

We had such an Unanticipated, Undesirable and Unforeseen Event thanks to MOEN PRODUCTS and my Allstate Agent. My Allstate Financial Protection Insurance Corporation Refused to Financially Protect my Investment because MOEN's Leak was Inside the Wall, Hidden, Unpredictable, Unanticipated, Unforeseen & Undesirable. It was No Doubt, an Unforeseen & Undesirable Event.

Where is Integrity? You know, the quality of possessing and steadfastly adhering to High Moral Principles and Professional Standards. Where is Honesty, Truth, Honor, Reliability and Uprightness?

The Antonym to all the Above is none-other than Dishonesty and Fraud. Dishonesty is Deceit, Fraudulence, Lies, Deception, Corruption, Treachery, Cheating and Trickery.

It is time for Financial Indemnification. It is Morally Essential for MOEN or Allstate, The Good Hands Financial Protection Insurance Company, to Financially Reimburse us for Our PAID PROTECTION, Our Loss, Our Unforeseen & Undesired Damaging Occurrence by a GUARENTEED MOEN PRODUCT.

My PAID PREMIUMS were a Safe-Guard for my Familyโ€™s Biggest Investment. We Struggled to Make these Payments. This Safe-Guard was in place to Prevent ANY Undesirable and Unforeseen Consequences from Happening.

We purchased ALL MOEN Faucets for our new Home, because we thought MOEN was the best, also by being an Allstate Insurance Company "Policy-Holder", We Acquired, Obtained, Bought, Purchased, Punctually & Timely Paid for "FINANCIAL PROTECTION" for almost 15 Years.

After 15 Years of Obviously Fictitious Safe-Guard Protection Payments, Instead of "Protection" we Quickly and Obstinately Received Deceit, Deception, a Scam, Fraud, Lies, Dishonesty, a Racket, Smoke & Mirrors and Snake Oil Sales.

MOEN says its Allstates Problem and Allstate says its MOEN's Problem. WHAT ABOUT ME!?

MOEN FAUCETS, Allstate Insurance Corporation, The Oregon Attorney General, the DOJ and the Oregon Insurance Board has Incongruously Decided to play Dumb and Ignorant... Willfully Ignorant! That doesnโ€™t make my Case Fictional or Illusionary. Allstate Insurance Company was PAID for Financial Protection against ANY Unforeseen & Undesirable Event, brought on by a FAULTY MOEN PRODUCT.

Does Allstate get to Choose for Me & My Policy what is an Unforeseen & Undesirable Event? Unforeseen is Something "Not Seen", as in "Hidden", "Unnoticed", "Unobserved", "Invisible", "Concealed", "Undetected", "Unexpected", "Unpredicted", "Undreamed of" and "Unanticipated"!

The Practice or Act of Willful Ignorance is the Intentional and Blatant Avoidance and Total Disregard or Disagreement with Facts, Empirical Evidence and Well-Founded Arguments because they Oppose or Contradict the Corporations Existing Politics, Dogma or Incongruous Policies.

Most of the time it is practiced due to laziness -- people not wanting to have to do the Brain-Work to Rethink their Flawed Opinions, Perhaps the Fear of being Wrong, or sometimes it is Simply Closed-Mindedness. It differs from the Standard Definition of "Ignorance" - which just means that one is "Unaware" of something - in that "Willfully Ignorant" Corporations are Fully Aware of the Facts, but thanks to Governmental Inequality, Bias and Injustice, they can Criminally, Unlawfully and Illicitly Refuse to Admit, Acknowledge or Oblige them.

That My Friend is "Fraud" in the Highest Degree!

That is a Crime of Deceiving & Cheating an Oregon State Consumer out of Hard Earned Cash! MOEN and Allstate Insurance have themselves pulled an "Insurance Scam" on a Devoted 15 Year Customer and Promptly Paying Client!

The Unquestionable Evidence Belies Americas Morals, the American Constitution, its Standards of MOEN and the Allstate Insurance Corporations very Words & My Former Policy.

I Donโ€™t Feel that We are in "Good Hands," more like "Gorging Hands with Sticky-Fingers"! Who is going to Protect US from YOU MOTHER ***ERS!?

The HIDDEN, Unanticipated, Unforeseen, Undesirable & Unpredictable Leak from our MOEN FAUCET has Ruined my Financial Investment! Where was/is Our Paid "Protection"!?

The Silly & Clumsy Contractor who Fervently Searched and Finally Found the Hidden, Concealed & Insidious Leak, after AllState Insurance Corporation Sanctioned and Assured Total and Full Payment, (Because we were "Financially Protected") Advised him, Over the Phone, to Embark on & Begin Dislocating and Dislodging My Kitchen Cabinets, Kitchen Counter Tops and Back-Splash from their Permanent Mountings on the Wall and then Commence to Macerate and Chop a Large 5x4 Foot Hole in Our Kitchen Wall behind the Stove and Cabinets, then, to Cut-a-Swath in anything that Separates the Kitchen from the Main Bathroom MOEN Plumbing Fixtures Hidden & Buried Deep Behind the Wall & Undeviating Shower Assembly! Unseen, Unnoticed, Unobservable, Invisible to the Eye, Concealed & Undetected.

Now, Our Rotting and Failing Floors thanks to MOEN and Allstate Insurance, are Collapsing in the Kitchen more than 2 Canadian Inches, Our Faultless Stove is Creepily Leaning, the Dented & Damaged Door on the Antiquated Fridge Refuseโ€™s to Automatically and Routinely Close because of the Appalling Angle of the Dispirited and Deleteriously Bankrupt Floor. Our Financially Protected Protective & Defending Ceiling that Gracefully Divides the Kitchen & Living Room has a Hideous 12 Foot-Long Unsightly and Cautionary Fracture, The Worse for Wear, Tub-Shower Combo is Slowly Sinking into the Basement we "Donโ€™t Have" and the Infinitesimal Floor in the Affiliate Bathroom is Leisurely Separating from the Wall a Distance of Almost 2" Inches Now and Unhurriedly Spreading, the Archaic Bathroom Sink Counter has Dawdling Pulled away from the Wall Approximately 1-1/2 Inches and When you Shamelessly & Nakedly Stride by the Malodorous Chamber-Pot Nearest the Worn-Out Shower-Tub Assembly, the Outmoded Toilet Tank Top will Thwack & Thump the Wall and Then Return.....

Not Only is the Friendless yet, Picturesque Town of LaPine Oregon a Poverty Stricken Ghetto with No Jobs, Resources or Potential Future, with Plenty of Pedophiles and Drug-Addicted, Low-Life Degenerates, but we also have the Prospect and Possibility of 15 Feet of Snow here During the Course of the 7 Winter Months and the Temperature can Easily Plunge to 30 Below Zero.

As a former MOEN & Allstate Insurance, Fraudulently Financially Protected Customer, we can Sorrowfully but Recurrently and Persistently Feel the Unhealthy, Cold, Dank & Moldy Air coming from Under the House and the Collapsing Kitchen Floor Feels Mushy, Soggy and Damp even though the Invisible, Unforeseen and Undesirable Hidden MOEN Leak in the Wall has been Repaired for Over 3 Years Now, the 5x4 Foot Hole is still Chopped Out of Our Kitchen to Bathroom West-Wall, the Cabinets, Counters and Back-Splashโ€™s are still Dislocated & Dislodged from the South-Wall and, Before it Gives Up The Ghost, Our Exhausted Refrigerator has been Relocated to the Living Room to Live its Last Days in Peace.

The Newberry Chapter of Habitat for Humanity, the Non-Profit, Non-Denominational Christian Housing Ministry, the Non-Profit Organization that useโ€™s Gods Name, who was Supposedly Founded on the Passion and Assurance that every Man, Woman and Child should have a "Decent & Safe" Place to Live. Refused to Repair the Floors and they Refused to Provide us with a Loan to Repair the Floors. Which the Latter is Understandable, they are Not in the "Loan Business". But, thatโ€™s Another Book, Due out September 5th 2014, so I wonโ€™t Hash it out here.

Can you Imagine a World, State or Community where People Put "People" First, a World, State or Community where People cared about People more than Egoโ€™s, Money, Power or Position!?

Our Financial Investment is Ruined because of a Faulty MOEN FAUCET and Allstate Insurance Corporations FRAUDulent Statements & Illegal Policy. "Where is Our Financial Protection" from an Unforeseen and Undesirable Event that Undoubtedly and Unexpectedly Occurred"?

Our Home is now "Uninsurable" Because of MOEN Faucets and Allstate Insurance Company, the Good Hands People. As it sits here and Rots, Our Financial Investment is Literally Disintegrating and its Financial Value is Surely Crumbling.

Thanks to MOEN Faucets, the Dishonest Allstate Insurance Corporation, Its Deceitful Agents and Fraudulent and Deceptive Policy, Our Utmost Investment is now worth Far-Less than when we First BUILT it from the Ground up and it is Constantly Losing its Appraisal Value. It is "UN-SALEABLE". This is Our First & Only Home and it is Ruined from Top to Bottom because of MOEN FAUCETS, and a Contradicting,Corrupt, Lying, Dishonest, Belied and Fraudulent Insurance Company!

We were Told that we were, but, We Were NOT Financially Protected from an Unforeseen & Undesirable Event! (15 Years) We canโ€™t even get a Loan to Repair the Damaged Floors because of the Fraudulence of Allstate Insurance Corporations PROMISE to "Financially Protect" the Unforeseen & Undesirable Damage that has Unmistakably Occurred.

Sincerely!Daniel J Brown

Monetary Loss: $15000.

Location: Portland, Oregon

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Guest

You may have a beef with Allstate, but Moen clearly states they are not responsible for consequential damages----your bad !

Guest

Stuff happens. Get over it.

If you would not have been a *** about it we would have replaced everything for free. All you need to say is you are the original owner of the fixture. No you don't have the receipt. Done.

New items. You want a free faucet? Tell us the plumber says the faucet has a leaking supply line and can't be fixed.

New faucet. Free.

Guest

You didn't purchase the faucets. They were donated.

And the other comment about having a faucet that never worked right? For 10 years? You let a faucet malfunction for 10 years?

Are you an ***?

Guest

You didn't pay anything for the fixtures. Moen donates them to habitat. So you paid nothing for any of the fixtures

Guest

If you cut out most of the excess verbage, I might read it.

I wanted to learn something.

Guest

I can say Moen faucets suck. Especially their single lever kitchen faucets with a single cartridge instead of springs, seals and gaskets.

It's a 10 year faucet which really never worked right. The handle became loose and faucet started dripping shortly after installation. I'm almost sure it's that *** single cartridge just by availability as a replacement part. Then it became really sticky almost unusable at times.

I never had those problems with the old school single lever guts.

BEAWARE of MOEN single lever faucets with a single cartridge for guts.

As for the insurance most policies are filled with fine print to avoid payouts. Also I hope they installed a service panel and cut off valves for that shower faucet.

Guest

wow, basically free house and you *** like this. I guess beggers can be choosers

Guest
reply icon Replying to comment of Guest-665884

Why would you think that the house was free? Habitat doesn't give away free houses.

Maybe you should know what you are talking about before you open your mouth!? What an ***!

Habitat Home Owner.

Guest

you are a pompous ***---get over yourself :cry :cry :cry

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